Protecting Your Homestead Property Against Liens & Judgments

Today, most residential homeowners do not realizelegally sued in a court of law then being admitted into a
that they do not have a "legal status" of homesteadhospital for an accident or sickness.
on their Home.It is essential that individuals and business owners
Some states have homestead exemption(s) andprotect themselves against this realistic possibility.One
homestead benefits but very few people have failedof the most valuable financial assets that an individual
to realize that they must first "proclaim" their home ascan own today, is their Home.
their homestead in order to be entitled to such benefits.If you have money, attorneys want it !!
Currently, the states that have the the bestEvery time a new lawsuit is filed, it becomes a
homestead protection limits are Florida and then Texas"Declaration of War". The Attorneys are fighting to
but few homeowners have failed to legally establishtake away the assets of anyone that they can drag
their homestead status and receive their entitledinto their case. Just because you may never have had
protection pursuant to that state's constitution.a legal issue yet doesn't mean your safe by any
HOMESTEAD EXEMPTION does NOT protect yourmeans. Even if you have to defend yourself, it may
home!cost you thousands of un-recoupable dollars in legal
The one of the worst courses of action that anyfees. You should always prepare your defensive
homeowner can do, is download one of those "cheap,systems. The Only way You can win this War is to
cookie cutter" homestead forms online, without havinghave your affairs in order BEFORE a lawsuit is served
an in-depth knowledge of the homestead laws andagainst you.
their limitations and/or how it may affect them,Example in my state of Florida:
specifically.The Biggest Myth "assumed" by most Florida
Never, Never, Never buy a generic form over theHomeowners is that they believe and have falsely
internet unless you thoroughly understand theassumed, that Florida Homestead Exemption protects
Homestead laws of your state and you can defendtheir homestead property - It Legally Does Not!
the meaning and purpose of that form, in a court ofTRUE FACT:
law. This is highly ill-advised and probably one of theFLORIDA HOMESTEAD EXEMPTION DOES NOT
Worse Action that you can possibly do. Buying aLEGALLY PROTECT YOUR FLORIDA
cheap and very in-expensive Homestead formHOMESTEAD PROPERTY!
"product" from the internet (normal cost: $25-50),Florida homeowner says "But I receive my Homestead
instead of purchasing a valuable "service". This is veryExemption every year? Yes, this maybe true BUT this
poor form of asset protection and estate planning.does NOT legally protect your Homestead property!
Your residential Home is your greatest financial assetHomestead Exemption's primary purpose is for your
that you & your family own - Do not becomeannual $25,000 discount from Ad Valorem (Real
"cheap and/or thrifty" when it coming to protectingEstate) taxes of your assessed value of your Florida
your home. Remember, the old wise saying, "You gethome.
what you pay for !" - there is much truth in thatDo you realize that any person, lawyer, company,
The biggest misconception is that homeownersgovernment agency, code enforcement board, or any
"assumes" that Homestead exemption protects theirentity can place a claim of lien against your Home at
residential home... IT DOES NOT!any time, for any reason, without cause or notification?
You have to protect your greatest asset - Your homeFlorida laws states that you do not even have to be
against any possible future litigation and claims that canlegally notified if a lien is placed against your home!
be attached against your home unless several specificJudgments and liens can stay enforced against your
self-executing procedures are completed and filed inhomestead property for between 14 years and 20
their entirely.years depending on the year is was filed!
We are proud to announce the expansion HomesteadIgnorance of the law is not a legal defensive in a court
Services of Florida to others states and launching ofof law! We help in assisting the Florida Homeowner in
our website for our revolutionary home protectionexercising their legal rights in providing maximum
service.protection while shielding their most valuable asset, their
What is exactly is "Homestead Services of Florida"?Florida Home.
What we do:By utilizing our unique professional services through the
We offer Maximum Protection for your Florida Homeuse of legal documentation, filing and recording system
against the all non-equity Judgments, Liens,-We can shield your Florida Home from the majority of
Attachments, Lawsuits from lienors.Judgments, Liens, Attachments, lawsuits and litigation
What liens or judgments are consideredwhich is typically the first asset that most judgment
"non-equity"?medical bills, credit cards, child support,liens are filed against.
nursing home,judgement from lawsuits, etc.But without our valuable services your home is 100%
What liens or judgments are considered "Equity"?financially and completely exposed to frivolous and/or
1) mortgagebona fide Liens, judgments, Attachments and is NOT
2) Real Estate taxesprotected under the full protection of the Florida
3) Assessment or maintenance fees (condo, villa, deedConstitution and Florida Homestead laws as you have
restricted)incorrectly assumed.
4) construction or mechanics liensOnce a judgment, lien or encumbrance is attached
Unfortunately most of us would agree, is that our legalagainst your Florida home, whether a frivolous or
system has run amuck and is out of control. With overlegitimate claim, then you can do only 1 of 3 things:
19,000,000 lawsuits filed annually generating overHire an attorney and Contest their claim in court - very
$135,000,000,000 billion dollars in court costs and legalexpensive
fees, against individuals and companies. ThesePay their Claim - very expensive.
numbers have consistently increased from year toUse Homestead Services to make their claim Legally
year and continue to dramatically increase byUnenforceable without the expense of hiring an
surpassing the previous years totals.attorney - not expensive.
Most consumers today feel that we are currently livingCall us or send us an email and protect your Florida
in a "Sue-Crazy" society. Statistically speaking, aHome today!
person has a three times (3X) greater risk of being